Terms and Conditions

Agreement to Terms

Welcome to selunoravithom. These Terms and Conditions govern your use of our financial planning subscription services and website.

By accessing our services, you agree to be bound by these terms and all applicable laws and regulations.

Definitions and Interpretation

For the purposes of these Terms, the following definitions apply:

• Service: Our financial planning consultation and subscription services
• User/Client: Any individual or entity using our services
• Content: All information, materials, and resources provided through our service
• Subscription: Ongoing service arrangement as per selected plan

Acceptable Use of Our Service

You may use our services subject to these terms and conditions:

Prohibited Activities

The following activities are strictly prohibited:

• Sharing account access or subscription benefits with unauthorised parties
• Using our services for illegal activities or fraudulent purposes
• Reverse engineering or attempting to copy our proprietary methods
• Harassing or inappropriate behaviour towards staff or other users
• Providing false or misleading information during consultations

Your Responsibilities as a Client

As a client, you agree to:

• Provide accurate and complete information for effective consultation
• Maintain the confidentiality of your account credentials
• Notify us promptly of any changes in your circumstances
• Use our guidance responsibly and within your personal circumstances

Intellectual Property Rights

All content, methodologies, and materials provided through our service remain the exclusive property of selunoravithom and are protected by applicable intellectual property laws.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about how we collect, use, and protect your personal information.

Service Disclaimers and Warranties

Our services are provided on an "as is" basis with the following disclaimers:

Limitation of Liability

Our liability is limited to the amount paid for services in the 12 months preceding any claim.

We exclude liability for indirect, consequential, or punitive damages to the fullest extent permitted by law.

Client Indemnification

You agree to indemnify selunoravithom against any claims arising from your use of our services or violation of these terms.

Dispute Resolution Process

We are committed to resolving disputes fairly and efficiently:

Service Termination

Either party may terminate the service relationship with appropriate notice as outlined in your subscription agreement.

Upon termination, access to consultation services will cease, though completed consultations and provided materials may be retained per our retention policy.

Applicable Law

These Terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of English courts.

Severability of Terms

If any provision of these Terms is deemed unenforceable, the remaining provisions will continue in full force and effect.

Complete Agreement

These Terms, together with our Privacy Policy and any subscription agreements, constitute the entire agreement between you and selunoravithom.

Modifications to Terms

We may update these Terms periodically to reflect changes in our services or applicable law.

We will provide reasonable notice of material changes through email or website notification.

Contact Details

For questions about these Terms, please contact us at contact@selunoravithom.com or +44 836-343-728.